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  Rate of Interest  

SAVING INTEREST RATE w.e.f.  16.10.2022

All Category

 2.70%

      

 

Deposit Rate Structure for deposits below Rupees Two Crores will be as under:
w.e.f: 30.12.2023
 
  Period Interest Rate (%)
From Upto General Senior Citizen
  7 days 45 days 3.50 4.00
  46 days 179 days 4.75 5.25
  180 days 210 days 5.75 6.25
  211 days less than 1 year 6.00 6.50
  1 year less than 2 years 6.80 7.30
  2 years less than 3 years 7.00 7.50
  3 years less than 5 years 6.75 7.25
  5 years upto 10 years 6.50 7.50
 
Recurring Deposit Interest Rate
w.e.f: 30.12.2023
 
Period ( In Month)                                Interest Rate
From Upto General Senior Citizen
12 23 6.80 7.30
24 35 7.00 7.50
36 59 6.75 7.25
60 120 6.50 7.50
 

 

PRESENT RATE OF INTEREST & PROCESSING FEES IN CASE OF LOANS & ADVANCES
Sl No  Type of Loan Sun Sector Loan Slab of Loan  Rate of Interest p.a Processing Fees (One Time)
 1  Term Loan  Housing Loan  Upto Rs 10.00 Lakh  11.00%  0.50% of Santion Amount
   Above Rs 10.00 Lakh  11.00%  0.50% of Santion Amount
       
Land Purchase Loan Upto Rs 10.00 Lakh 11.00% 0.50% of Sanction Amount
  Above Rs 10.00 Lakh 11.00% 0.50% of Sanction Amount
       
 Enterprise Loan  Upto Rs 1.00 Lakh  11.00%  NIL
   Above 1.00 Lakh to Rs 5.00 Lakh  12.00%  NIL
   Above 5.00 Lakh to Rs 10.00 Lakh  12.50%  NIL
   Above 10.00 Lakh to Rs 25.00 Lakh  13.00%  0.50% of Santion Amount
   Above 25.00 Lakh  13.00%  0.50% of Santion Amount
       
 Mortgage Loan  Upto Rs 1.00 Lakh  11.00%  NIL
   Above 1.00 Lakh to Rs 5.00 Lakh  12.00%  NIL
   Above 5.00 Lakh to Rs 10.00 Lakh  12.50%  NIL
   Above 10.00 Lakh to Rs 25.00 Lakh  13.00%  0.50% of Santion Amount
   Above 25.00 Lakh  13.00%  0.50% of Santion Amount
       
 Agri Allied Loan  Upto Rs 1.00 Lakh  11.00%  NIL
   Above 1.00 Lakh to Rs 5.00 Lakh  12.00%  NIL
   Above 5.00  12.50%  NIL
       
 Loan to Professional  Upto Rs 1.00 Lakh  12.00%  NIL
   Above 1.00 Lakh to Rs 5.00 Lakh  12.00%  NIL
   Above 5.00 Lakh to Rs 10.00 Lakh  12.50%  NIL
   Above 10.00 Lakh  12.50%  0.50% of Santion Amount
       
 Weaker Section Loan    13.00%  NIL
       
 SHG Loan  Without Repayment Collection Facility  13.00%  NIL
  With Repayment Collection Facility  20.00%  NIL
       NIL
 Joint Liability Group Loan  Upto Rs 1.00 Lakh  13.00%  NIL
   Above 1.00 Lakh  20.00%  NIL
       
 Vehicle Loan   Upto Rs 5.00 Lakh  11.50%  1.00% of Santion Amount
 Above 5.00 Lakh  12.00%  1.00% of Santion Amount
       
 Two Wheeler Loan  Upto Rs 1.00 Lakh  16.00%  1.00% of Santion Amount
 Above 1.00 Lakh  15.00%  1.00% of Santion Amount
       
 Small Transport Operator Loan  Upto Rs 5.00 Lakh  12.00%  1.00% of Santion Amount
   Above 5.00 Lakh  12.50%  1.00% of Santion Amount
       
 Personal Loan  Upto Rs 5.00 Lakh  13.50%  1.00% of Santion Amount
       
 Consumer Durable Goods Loan  Upto Rs 1.00 Lakh  14.50%  1.00% of Santion Amount
   Above 1.00 Lakh to Rs 5.00 Lakh  14.50%  1.00% of Santion Amount
       
2 Overdraft  Bussiness Loan
 		  Upto Rs 1.00 Lakh 11.00% NIL
 Above Rs 1.00 Lakh to Rs 5.00 Lakh  12.00%  NIL
 Above Rs 5.00 Lakh to Rs 10.00 Lakh  12.50%  0.50% of Santion Amount
 Above Rs 10.00 Lakh to Rs 25.00 Lakh  13.00%  0.50% of Santion Amount
 Above Rs 25.00 Lakh  13.00%  0.50% of Santion Amount
       
Micro Loan Upto Rs. 1.00 Lakh  12.50%  NIL
 Above Rs. 1.00 Lakh to Rs. 5.00 Lakh  13.50%  NIL
 3          
 Demand Loan  Loan against Deposit      
     In case of FD / CC     2%  to 2.5% over   NIL
     In Case of Daily Deposit    10.00%  NIL
           
     Loan against KVP/LIC/NSC    10.00%  NIL
           
 
 
 
 

 
 
 
 
 
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